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5 Best Home Warranty Companies Of 2022

Best Home Warranty Companies

Best home warranty companies: A home warranty is a service contract that helps to cover the expenses of repairing and replacing home equipment and systems that fail due to regular wear and tear. In exchange for a monthly or annual fee, policyholders get discounts on service calls for certain home appliances and systems for the length of the coverage.

Best home warranty companies can provide reassurance to homeowners, buyers, and sellers during real estate transactions. When searching for a home warranty, seek out a firm that offers affordable premiums and service costs, high payment caps, a simple claims procedure, and a broad variety of plans that cover the appliances and systems you need.

It may be a lifesaver when dealing with unpleasant and costly home repairs—or best home warranty companies can add to your aggravation if you discover that it excludes appliances or systems that need repair only when they break down. We’ve put together a list of the best home warranty companies for May 2022 to help you find the right plan for your home.

Best Home Warranty Companies

Each home warranty provider offers different coverage options and plan designs. Finding the best home warranty companies or providers for your home might take some time and effort, and it can be a challenging choice. We have done all of the research and compared the warranties for you at Review best home warranty companies. Let’s look at the best home warranty companies in 2022.

Cinch Home Warranty

Customers in California and Florida may purchase the Complete Home Warranty plan (the company’s most complete coverage) for less than $500 per year, earning Cinch Home Services the title of Cheapest Plan Cost. In those states, the average cost of all plan levels is likewise the lowest, making Cinch the low-cost champion. The firm has a B rating with the Better Business Bureau and offers service in every state except Alaska, Hawaii, Iowa, and Texas. This company  is included in best home warranty companies of 2022.

Advantages and disadvantages:

Pros

Cons

Plans and costs:

The typical Cinch Home Warranty plan is $567 per year, with a $10,000 maximum payment. According to the firm, it answers repair requests in 2–24 hours, which is on the quicker end of the industry’s range.

Cinch Home Warranty provides three plans (price varies depending on plan and zip code):

The home appliance warranty includes a washer/dryer, range/oven/cooktop, dishwasher, built-in food center, freestanding ice maker, built-in microwave, range exhaust hood, refrigerator, built-in trash compactor, wall oven, and a $25 air conditioner or water filter credit.

Built-in Systems Air conditioning (including ductwork), attic fans, ceiling fans, central vacuum, doorbells, electrical system, garage door opener, garbage disposal, plumbing system, smoke detectors, sump pump, toilets, water heater, built-in whirlpool/jetted tub, and a $25 air conditioner or water filter credit

Everything is covered by the Appliances and Built-in Systems plans, plus a $500 refund for homeowners’ insurance deductibles (available once per year). Every plan comes with a free water sensor to help you spot leaks in your home.

Coverage:

The following add-ons can be added to either plan:

Liberty Home Guard Home Warranty

Because of the average Better Business Bureau customer review rating of 4.63, which includes over 1,200 verified reviews, Liberty Home Guard Home Warranty is our top option for customer satisfaction. This was by far the best customer satisfaction rating of any firm we looked at, and it demonstrates a consistent trend of excellent customer service. Liberty also offers a user-friendly website, clear pricing, responsive live-chat customer care, discounts, and extra add-ons (including coverage for pro-series appliances). The company is a recognised Better Business Bureau business with an A rating, and it sells coverage in all states except Washington and Wisconsin. This company  is included in best home warranty companies of 2022.

Advantages and Disadvantages:

Pros

Cons

Plans and costs:

The typical Liberty Home Guard Home Warranty plan is $587, with a $2,000 payment limit per insured equipment or system each year. Repair experts are dispatched within 24–48 hours after receiving service requests.

Liberty Home Guard has three basic plans (price varies depending on package and zip code):

The following: washer/dryer, refrigerator, built-in microwave, dishwasher, trash disposal, range/oven/cooktop, ceiling and exhaust fans, and garage door opener are all protected by Appliance Guard.

Systems Guard covers air conditioning, heating, ducting, plumbing, electrical, and water heaters. Everything covered by the Appliance Guard and Systems Guard plans is included in Total Home Guard.

Coverage:

Liberty Home Guard Home Warranty offers a wide range of add-ons that can be added to its main plans:

America’s Preferred Home Warranty

Because of its lowest-in-industry $50 service cost (you may alternatively pick a service fee of $100 or $125), America’s Preferred Home Warranty takes the top spot in our Best for Low Service Fee category. The monthly cost of the plan decreases as the service price increases, allowing you to choose a plan that suits your needs. The Better Business Bureau has given the firm an A+ rating. This company  is included in best home warranty companies of 2022.

Advantages and disadvantages:

Pros

Cons

Costs and plans:

The typical America’s Preferred Home Warranty plan costs $517 and has a $25,000 maximum payment. The company doesn’t say how long it takes to get a response to a claim. Instead, it says that it depends on the independent contractor you choose.

While the organization offers variable service costs, it also offers two plans (price varies depending on service fee):

Central air conditioning, heating systems, water heaters, built-in dishwashers, refrigerators, ranges/ovens/cooktops, garbage disposals, built-in microwaves, septic systems, attic & exhaust fans, electrical systems, plumbing, stoppages, garage door openers, water well pumps, roof leak repair, ductwork, and humidifiers are all covered by standard coverage.

includes everything in the Standard Coverage plan plus air conditioning refrigerant recovery, ceiling fans, fire alarms, burglar alarms, lighting fixtures, doorbells, a $250 code violation allowance, and enhanced coverage for many of the items in the Standard Coverage plan (such as water heater sediment buildup).

Coverage:

You may personalize your plan by adding coverage for the following:

Sears Home Warranty

 

 

Sears Home Warranty offers the largest payment ceiling in the business, with a total limit of $50,000 (the per-claim limit is $10,000). The organization has an A+ Better Business Bureau rating and operates throughout the lower 48 states (via Transformco, which acquired Sears in 2019). This company  is included in best home warranty companies of 2022.

Advantages and Disadvantages:

Pros

Cons

Plans and costs:

There are three warranty options available:

Refrigerator with ice maker, built-in dishwasher, washer/dryer, range/oven/cooktop, built-in microwave, range exhaust fan, and built-in trash compactor ($49.99 a month).

The Systems Plan ($59.99 per month) includes central air conditioning, central heating, plumbing system, water heater, water softener, faucets and toilets, trash disposal, plumbing stoppages, electrical system, ceiling fans, and garage door opener.

Everything covered in the Appliance and Systems plans is included in the Whole Home Plan ($69.99 per month). All plans include a free annual maintenance check for your heating and cooling systems and rebates on some appliance and system repairs.

Coverage:

TotalProtect Home Warranty

TotalProtect is our top option for best average plan cost, with an average yearly premium of just $423. The firm covers all 50 states as well as the District of Columbia. While TotalProtect received a great overall score, the Better Business Bureau gave them a lower customer satisfaction rating than the majority of the companies we looked at. If plan affordability is the most important factor, especially for a basic plan, TotalProtect may be the best option. This company  is included in best home warranty companies of 2022.

Advantages and Disadvantages:

Pros

Cons

Plans and Costs:

TotalProtect has three different plans:

washer/dryer, range/cooktop/oven, range exhaust hood, refrigerator, dishwasher, microwave, and built-in trash compactor ($32.99 per month with a $125 service charge per claim).

SystemsProtect ($44.99 per month with a $125 service fee per claim) (one claim per year) covers all the following: accessible ductwork; electrical wiring; ceiling fans; garage door openers; smoke detectors; interior plumbing and gas lines; garbage disposal; water heater; sump pump; plumbing stoppages; whirlpool/jetted bathtub; toilets; and up to $1,200 in emergency lodging reimbursement are covered by SystemsProtect ($44.99 per month with a $125 service fee per claim) (one claim per year)

TotalProtect ($54.99 per month plus a $125 service fee per claim): includes everything in the ApplianceProtect and SystemsProtect plans as well as up to $1,000 in home insurance deductible reimbursement (one claim per year).

Coverage:

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